/* ============================================================
   Kreon Finnancial — design system
   ============================================================ */
@import url('https://fonts.googleapis.com/css2?family=DM+Serif+Text:ital@0;1&display=swap');
@font-face {
  font-family: 'ZT Nature';
  src: url('../fonts/ZTNature-Thin.ttf') format('truetype');
  font-weight: 300;
  font-style: normal;
}

@font-face {
  font-family: 'ZT Nature';
  src: url('../fonts/ZTNature-Medium.ttf') format('truetype');
  font-weight: 500;
  font-style: normal;
}

:root{
  --brown-900:#2c1a10;      /* deep hero brown */
  --brown-800:#3a2316;
  --brown-700:#4a2f1e;
  --ink-900:#161210;        /* footer / near-black */
  --ink-800:#1e1916;
  --orange:#d97a28;         /* primary accent */
  --orange-600:#c56c1f;
  --orange-50:#fbf1e6;
  --cream:#f4efe8;          /* page background */
  --cream-200:#ece4d9;
  --paper:#ffffff;
  --text:#2a2522;
  --muted:#6f6258;
  --muted-light:#9b8f84;
  --border:#e7ddd0;
  --radius:14px;
  --maxw:1440px;
  --serif:"Lora", Georgia, serif;
  --sans:"Mukta","Segoe UI", system-ui, sans-serif;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:var(--sans);
  color:var(--text);
  background:var(--cream);
  line-height:1.6;
  font-size:16px;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
/* Margin */
.m-0 { margin: 0 !important; }
.m-1 { margin: .25rem !important; }
.m-2 { margin: .5rem !important; }
.m-3 { margin: 1rem !important; }
.m-4 { margin: 1.5rem !important; }
.m-5 { margin: 3rem !important; }

.mb-0 { margin-bottom: 0 !important; }

/* Padding */
.p-0 { padding: 0 !important; }
.p-1 { padding: .25rem !important; }
.p-2 { padding: .5rem !important; }
.p-3 { padding: 1rem !important; }
.p-4 { padding: 1.5rem !important; }
.p-5 { padding: 3rem !important; }

/* Padding Top */
.pt-0 { padding-top: 0 !important; }
.pt-1 { padding-top: .25rem !important; }
.pt-2 { padding-top: .5rem !important; }
.pt-3 { padding-top: 1rem !important; }
.pt-4 { padding-top: 1.5rem !important; }
.pt-5 { padding-top: 3rem !important; }

/* Padding Bottom */
.pb-0 { padding-bottom: 0 !important; }
.pb-1 { padding-bottom: .25rem !important; }
.pb-2 { padding-bottom: .5rem !important; }
.pb-3 { padding-bottom: 1rem !important; }
.pb-4 { padding-bottom: 1.5rem !important; }
.pb-5 { padding-bottom: 3rem !important; }

/* Padding Start (Left) */
.ps-0 { padding-left: 0 !important; }
.ps-1 { padding-left: .25rem !important; }
.ps-2 { padding-left: .5rem !important; }
.ps-3 { padding-left: 1rem !important; }
.ps-4 { padding-left: 1.5rem !important; }
.ps-5 { padding-left: 3rem !important; }

/* Padding End (Right) */
.pe-0 { padding-right: 0 !important; }
.pe-1 { padding-right: .25rem !important; }
.pe-2 { padding-right: .5rem !important; }
.pe-3 { padding-right: 1rem !important; }
.pe-4 { padding-right: 1.5rem !important; }
.pe-5 { padding-right: 3rem !important; }

/* Padding X */
.px-0 { padding-left: 0 !important; padding-right: 0 !important; }
.px-1 { padding-left: .25rem !important; padding-right: .25rem !important; }
.px-2 { padding-left: .5rem !important; padding-right: .5rem !important; }
.px-3 { padding-left: 1rem !important; padding-right: 1rem !important; }
.px-4 { padding-left: 1.5rem !important; padding-right: 1.5rem !important; }
.px-5 { padding-left: 3rem !important; padding-right: 3rem !important; }
@media (max-width:768px){
.px-md-0{ padding-right:0!important; padding-left:0!important }
.px-md-1{ padding-right:.25rem!important; padding-left:.25rem!important }
.px-md-2{ padding-right:.5rem!important; padding-left:.5rem!important }
.px-md-3{ padding-right:1rem!important; padding-left:1rem!important }
.px-md-4{ padding-right:1.5rem!important; padding-left:1.5rem!important }
.px-md-5{ padding-right:3rem!important; padding-left:3rem!important }
}
/* Padding Y */
.py-0 { padding-top: 0 !important; padding-bottom: 0 !important; }
.py-1 { padding-top: .25rem !important; padding-bottom: .25rem !important; }
.py-2 { padding-top: .5rem !important; padding-bottom: .5rem !important; }
.py-3 { padding-top: 1rem !important; padding-bottom: 1rem !important; }
.py-4 { padding-top: 1.5rem !important; padding-bottom: 1.5rem !important; }
.py-5 { padding-top: 3rem !important; padding-bottom: 3rem !important; }
/* Base (all screen sizes) */
.py-0 { padding-top: 0 !important; padding-bottom: 0 !important; }
.py-1 { padding-top: .25rem !important; padding-bottom: .25rem !important; }
.py-2 { padding-top: .5rem !important; padding-bottom: .5rem !important; }
.py-3 { padding-top: 1rem !important; padding-bottom: 1rem !important; }
.py-4 { padding-top: 1.5rem !important; padding-bottom: 1.5rem !important; }
.py-5 { padding-top: 3rem !important; padding-bottom: 3rem !important; }


/* Small (≥576px) */
@media (min-width:576px){
  .py-sm-0{padding-top:0!important;padding-bottom:0!important;}
  .py-sm-1{padding-top:.25rem!important;padding-bottom:.25rem!important;}
  .py-sm-2{padding-top:.5rem!important;padding-bottom:.5rem!important;}
  .py-sm-3{padding-top:1rem!important;padding-bottom:1rem!important;}
  .py-sm-4{padding-top:1.5rem!important;padding-bottom:1.5rem!important;}
  .py-sm-5{padding-top:3rem!important;padding-bottom:3rem!important;}
}

/* Medium (≥768px) */
@media (min-width:768px){
  .py-md-0{padding-top:0!important;padding-bottom:0!important;}
  .py-md-1{padding-top:.25rem!important;padding-bottom:.25rem!important;}
  .py-md-2{padding-top:.5rem!important;padding-bottom:.5rem!important;}
  .py-md-3{padding-top:1rem!important;padding-bottom:1rem!important;}
  .py-md-4{padding-top:1.5rem!important;padding-bottom:1.5rem!important;}
  .py-md-5{padding-top:3rem!important;padding-bottom:3rem!important;}
}

/* Large (≥992px) */
@media (min-width:992px){
  .py-lg-0{padding-top:0!important;padding-bottom:0!important;}
  .py-lg-1{padding-top:.25rem!important;padding-bottom:.25rem!important;}
  .py-lg-2{padding-top:.5rem!important;padding-bottom:.5rem!important;}
  .py-lg-3{padding-top:1rem!important;padding-bottom:1rem!important;}
  .py-lg-4{padding-top:1.5rem!important;padding-bottom:1.5rem!important;}
  .py-lg-5{padding-top:3rem!important;padding-bottom:3rem!important;}
}

/* Extra Large (≥1200px) */
@media (min-width:1200px){
  .py-xl-0{padding-top:0!important;padding-bottom:0!important;}
  .py-xl-1{padding-top:.25rem!important;padding-bottom:.25rem!important;}
  .py-xl-2{padding-top:.5rem!important;padding-bottom:.5rem!important;}
  .py-xl-3{padding-top:1rem!important;padding-bottom:1rem!important;}
  .py-xl-4{padding-top:1.5rem!important;padding-bottom:1.5rem!important;}
  .py-xl-5{padding-top:3rem!important;padding-bottom:3rem!important;}
}

/* Extra Extra Large (≥1400px) */
@media (min-width:1400px){
  .py-xxl-0{padding-top:0!important;padding-bottom:0!important;}
  .py-xxl-1{padding-top:.25rem!important;padding-bottom:.25rem!important;}
  .py-xxl-2{padding-top:.5rem!important;padding-bottom:.5rem!important;}
  .py-xxl-3{padding-top:1rem!important;padding-bottom:1rem!important;}
  .py-xxl-4{padding-top:1.5rem!important;padding-bottom:1.5rem!important;}
  .py-xxl-5{padding-top:3rem!important;padding-bottom:3rem!important;}
}
.container{max-width:var(--maxw);margin:0 auto;padding:0;   }
.coinflip {
  display: block;
  margin-top: 80px;
  margin: 80px auto;   /* ✅ centers horizontally */
  width: 688px;     /* reduce size */
  height: auto;
}
.accent{color:var(--orange)}
.serif{font-family:var(--serif)}
.serif-em{font-family: "DM Serif Text", serif;font-weight:400}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;gap:8px;
  padding:11px 22px;border-radius:8px;font-weight:600;font-size:15px;
  cursor:pointer;border:1px solid transparent;transition:.18s;
}
.btn-primary{background:var(--orange);color:#fff}
.btn-primary:hover{background:var(--orange-600)}
.btn-ghost{background:transparent;border-color:#cdbfae;color:var(--text)}
.btn-light{background:#fff;color:var(--text);border-color:#e7ddd0}
.btn-store { padding: 0; border: 0; background: transparent; box-shadow: none; line-height: 0; }
.btn-store img { display: block; height: 50px; }
/* ============================================================
   HEADER
   ============================================================ */
.site-header{
  background:var(--brown-900);
  position:sticky;top:0;z-index:50;
}
.nav{
  display:flex;align-items:center;justify-content:space-between;
  height:74px;gap:24px;
}
.logo{display:flex;align-items:center;gap:10px;color:#fff}
.logo .crown{font-size:20px;letter-spacing:1px}
.logo b{font-weight:800;font-size:18px;line-height:1.05;letter-spacing:.5px}
.logo small{display:block;font-weight:800;font-size:18px;line-height:1.05;letter-spacing:.5px}
.nav-links{display:flex;gap:30px;align-items:center}
.nav-links a{
  color:#e8ddd2;font-size:15px;font-weight:500;padding:6px 0;
  border-bottom:2px solid transparent;transition:.15s;
}
.nav-links a:hover{color:#fff}
.nav-links a.active{color:#fff;border-bottom-color:var(--orange)}
.nav-cta{display:flex;align-items:center;gap:14px}
.hamburger{display:none;background:none;border:0;color:#fff;font-size:26px;cursor:pointer}
.nav-links{
    display:flex;
    align-items:center;
    gap:32px;
}

.hamburger,
.close-menu{
    display:none;
}
/* Mobile */

@media(max-width:980px){

    .nav{
        height:70px;
    }

    .hamburger{
        display:flex;
        align-items:center;
        justify-content:center;
        width:42px;
        height:42px;
        border:none;
        background:none;
        color:#fff;
        font-size:26px;
        cursor:pointer;
    }

    .nav-cta{
        display:none;
    }

    .nav-links{

        position:fixed;
        top:0;
        right:-320px;

        width:300px;
        height:100vh;

        background:#2b1810;

        display:flex;
        flex-direction:column;
        align-items:flex-start;

        padding:80px 30px 40px;

        gap:22px;

        transition:.35s;

        z-index:999;
    }

    .nav-links.open{
        right:0;
    }

    .nav-links a{
        width:100%;
        color:#fff;
        font-size:18px;
        padding:12px 0;
        border-bottom:1px solid rgba(255,255,255,.08);
    }

    .nav-links a.active{
        color:#d98e3e;
        border-bottom-color:#d98e3e;
    }

    .mobile-btn{
        margin-top:25px;
        width:100%;
        padding:0 10px;
        text-align:center;
    }

    .close-menu{

        display:flex;
        position:absolute;
        top:20px;
        right:20px;

        width:40px;
        height:40px;

        border:none;
        background:none;

        color:#fff;
        font-size:28px;

        cursor:pointer;
    }

    .menu-overlay{

        position:fixed;
        inset:0;

        background:rgba(0,0,0,.55);

        opacity:0;
        visibility:hidden;

        transition:.3s;

        z-index:998;
    }

    .menu-overlay.show{
        opacity:1;
        visibility:visible;
    }

}
/* ============================================================
   HERO (brown band)
   ============================================================ */
.hero{
  background:var(--brown-900);
  background-image: url("../assets/bg1001.png");
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  color:#fff;
  text-align:center;
  padding:70px 24px 90px;
  height: 85vh;
  position:relative;overflow:hidden;
}
.hero-1{
  background:var(--brown-900);
  background-image: url("../assets/bg1001.png");
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  color:#fff;
  text-align:center;
  padding:70px 24px 90px;
  height: 85vh;
  position:relative;overflow:hidden;
}
.subhero2{
  background:#fff;
  background-image: url("../assets/bg1002.png");
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  color:#fff;
  text-align:center;
  padding:70px 24px;
  position:relative;overflow:hidden;
  z-index: 100;
}
.hero h1{
  font-weight:400;font-size:44px;line-height:1.18;margin-bottom:18px;
}
.hero h1 .serif-em{font-style:normal}
.hero p{
  max-width:640px;margin:0 auto;color:#d8cabd;font-size:17px;
}
.hero .eyebrow{color:var(--orange);font-weight:600;margin-bottom:8px;font-size:14px;letter-spacing:.3px}
.hero-actions{display:flex;gap:14px;justify-content:center;margin-top:28px}
/* Hero document search box */
.ir-search{max-width:640px;margin:34px auto 0;position:relative}
.ir-search input{
  width:100%;
  padding:17px 60px 17px 24px;
  border-radius:999px;
  border:none;
  font-family:var(--sans);
  font-size:16px;
  color:var(--text);
  background:#fff;
  box-shadow:0 12px 30px rgba(0,0,0,.28);
}
.ir-search input::placeholder{color:var(--muted-light)}
.ir-search input:focus{outline:2px solid var(--orange);outline-offset:2px}
.ir-search .ir-search-btn{
  position:absolute;top:50%;right:6px;transform:translateY(-50%);
  width:44px;height:44px;border-radius:50%;
  border:none;background:transparent;
  display:flex;align-items:center;justify-content:center;
  color:var(--text);cursor:pointer;
}
.ir-search .ir-search-btn svg{width:20px;height:20px}
@media (max-width:680px){
  .ir-search input{padding:14px 52px 14px 20px;font-size:15px}
}

/* ============================================================
   SECTIONS
   ============================================================ */
section{padding:64px 0}
.section-cream{background:var(--cream);background-image: url("../assets/bg1002.png");}
.section-cream-base{background:var(--cream);}
.section-paper{background:var(--paper)}
.section-brown{background:var(--brown-900);color:#fff}
.eyebrow{color:var(--orange);font-weight:600;font-size:24px;letter-spacing:.3px;margin-bottom:8px}
.section-title{font-size:40px;font-weight:300;line-height:1.25;margin-bottom:50px;}
.section-title span{font-family: "DM Serif Text", serif;}

.center{text-align:center}
.lead{color:#333333;font-size:20px;font-weight: 400;line-height:28px;}
.phone-image{width:100%;height:550px;background:url('../assets/stucred-app-download-phone.png') no-repeat center bottom;background-size:contain;}
.phone-image-mdpd{width:100%;height:550px;background:url('../assets/mydaypayday-app-download-phone.png') no-repeat center bottom;background-size:contain;}
.phone-image-sls{width:100%;height:550px;background:url('../assets/sls-app.png') no-repeat center bottom;background-size:contain;}
.tick{background:url('../assets/tick.png') no-repeat left center;padding-left:22px;}
@media (max-width:768px){
.phone-image{height:300px;}
.phone-image-mdpd{height:300px;}
.phone-image-sls{height:300px;}

}
@media (max-width:1160px){
.about-content .section-title,.directors .section-title,.performance .section-title{font-size:34px;}
.section-title div{display:inline}
}
@media (max-width:998px){
.about-content .section-title,.directors .section-title,.performance .section-title{font-size:28px;}
.about-content .section-title div{display:inline}
}
.about-header{display:flex;justify-content:space-between;align-items:center;gap:40px;margin-bottom:80px}
.about-content{flex:1;max-width:880px}
.about-image{width:25%;max-width:320px;height:auto}
.about-grid{margin-top:24px}
.page-title h1{font-family: 'ZT Nature';font-weight: 300; font-size: 48px;}
.page-title p{color:#ffffff; font-size: 20px;}
/* Tablet */
@media (max-width:991px){
    .about-header{gap:24px}
    .about-image{width:35%}
    .page-title p{font-size: 16px;}
}
/* Mobile */
@media (max-width:767px){
    .about-header{flex-direction:column;text-align:center;margin-bottom:40px}
    .about-content{max-width:100%}
    .about-image{width:70%;max-width:260px}
    .about-grid{grid-template-columns:1fr;gap:20px}
    .about-content .section-title{text-align:left}
    .about-content .section-title div{display:inline}
    .about-content .section-title br{display:none}
}
.awards-container{display:flex;justify-content:space-between;align-items:center;gap:60px}
.awards-content{flex:1}
.awards-image{flex:1;display:flex;justify-content:center}
.awards-image1 img{width:60%;max-width:420px;height:auto}
.performance{text-align:center}
.collection-info{flex: 0 0 35%;}
@media (max-width:991px){
.awards-container{gap:40px}
.awards-container .section-title{font-size:30px;}
.awards-image1 img{width:80%}
.performance .cols-2 {grid-template-columns: 1fr;}
}
@media (max-width:767px){
.awards-container{flex-direction:column;text-align:center}
.awards-content .eyebrow{text-align:left}
.awards-container .section-title{font-size:28px;text-align:left}
.awards-content{order:1}
.awards-image{order:2;width:100%;margin-bottom:20px}
.awards-image1 img{width:70%;max-width:280px}
.section-title br{display:none}
.performance{text-align:left}
.collection-info{flex: 0 0 35%;}
}
@media (max-width:512px){
.collection-info{flex: 0 0 30%;}
}
.vision-and-mission .section-title{max-width:500px;}
.princ-core-values {}
.princ-core-values .title{font-size:24px;}
.princ-core-values .accent{background-image: url("../assets/arrow-down.png");width: 10px;background-position: center;background-repeat: no-repeat;}
.princ-core-values .accent.open{background-image: url("../assets/arrow-up.png");width: 10px;background-position: center;background-repeat: no-repeat;}
.princ-core-values .princ-image{width:40%;max-width:320px;height:auto}
.journey{text-align:center; max-width:760px; margin:0 auto 64px}
.guided{text-align:center;}
.why-kreon{margin:0}
/* Tablet */
@media (max-width:991px){
    .vision-and-mission .section-title{font-size:30px;}
    .princ-core-values .section-title{font-size:30px;}
    .princ-core-values .princ-image{width:35%}
    .journey .section-title{font-size:30px;}
    .guided .section-title{font-size:30px;}
    .why-kreon .section-title{font-size:30px;}
}
/* Mobile */
@media (max-width:767px){
    .vision-and-mission .section-title{font-size:28px;}
    .princ-core-values .section-title{font-size:28px;}
    .princ-core-values .princ-image{display:none}
    .journey .eyebrow{text-align:left}
    .journey .section-title{font-size:28px;text-align:left}
    .guided .section-title{font-size:28px;}
    .why-kreon .eyebrow{text-align:left}
    .why-kreon .section-title{font-size:28px;text-align:left}
}

/* stat tiles */
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.stat-tile{background:#3c2418;border-radius:8px;padding:32px 24px;text-align:center;display:flex;flex-direction:column;align-items:center;justify-content:center;min-height:320px}
.stat-content{order:2}
.stat-tile .icon{width:90px;margin-bottom:28px}
.stat-tile .num{font-family:var(--serif);color:#d98e3e;font-size:56px;line-height:1;font-weight:600;margin-bottom:18px}
.stat-tile .rupee{font-size:22px;vertical-align:super}
.stat-tile .lbl{color:#fff;font-size:20px;line-height:1.5}
@media(max-width:991px){
  .stats-grid{grid-template-columns:repeat(2,1fr);}
}
@media(max-width:767px){
  .stats-grid{grid-template-columns:1fr;gap:14px;}
  .stat-tile{min-height:170px;display:flex;flex-direction:row;justify-content:space-between;align-items:center;text-align:left;padding:26px 22px;background:#3c2418;position:relative;overflow:hidden}
  .stat-content{order:1;flex:1;padding-right:20px}
  .stat-tile .icon{order:2;width:95px;margin:0;flex-shrink:0}
  .stat-tile .num{font-size:34px;margin-bottom:10px;letter-spacing:-1px}
  .stat-tile .rupee{font-size:16px}
  .stat-tile .lbl{font-size:16px;line-height:1.5;}
}
@media(max-width:480px){
  .stat-tile{padding:22px 18px;min-height:155px}.stat-tile .icon{width:80px}.stat-tile .num{font-size:30px}.stat-tile .lbl{font-size:15px}
}

/* generic cards */
.card-grid{display:grid;gap:22px; margin-bottom: 64px; }
.card-grid1{display:grid;gap:22px; }
.cols-2{grid-template-columns:repeat(2,1fr)}
.cols-3{grid-template-columns:repeat(3,1fr)}
.cols-4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--paper);border:1px solid var(--border);border-radius:var(--radius);padding:26px;}
.card-border{border-left:1px solid #E6DFD7;padding:26px;}
.card .icon,.card-border .icon{font-size:30px;margin-bottom:40px}
.card h3{font-size:18px;font-weight:600;margin-bottom:8px}
.card p{color:var(--muted);font-size:15px}
@media (max-width:768px){
.card-border{border-bottom:1px solid #E6DFD7; border-left:0;}
}
/* ============================================================
   FOOTER
   ============================================================ */
.site-footer{background:#1A1A1A;color:#cfc6bd ; }
.footer-top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;padding:60px 0 40px}
.footer-brand p{color:#808080;font-size:14px;margin-top:16px;max-width:330px}
.footer-brand .cin{margin-top:24px;font-size:16px;color:#808080}
.footer-brand .cin span{color:#ffffff}
.footer-col h4{color:#808080;font-size:16px;letter-spacing:.5px;margin-bottom:16px;font-weight:600}
.footer-col a{display:block;color:rgb(255 255 255 / 80%);font-size:14px;margin-bottom:11px;transition:.15s}
.footer-col a:hover{color:var(--orange)}
.footer-col + .footer-col-block{margin-top:28px}
.footer-strip{border-top:1px solid rgb(255 255 255 / 10%);border-bottom:1px solid rgb(255 255 255 / 10%);display:grid;grid-template-columns:repeat(3,1fr);}
.footer-strip > div{padding:26px;text-align:center;border-right:1px solid rgb(255 255 255 / 10%)}
.footer-strip > div:last-child{border-right:0}
.footer-strip h5{color:#808080;font-size:14px;margin-bottom:12px;font-weight:600}
.footer-strip .row{display:flex;gap:22px;justify-content:center;align-items:center;color:#ffffff;font-size:14px;flex-wrap:wrap}
.social{gap:0}
.social a{width:34px;height:34px;border:1px solid rgb(255 255 255 / 20%);border-radius:7px;display:inline-flex;align-items:center;justify-content:center;color:rgb(255 255 255 / 80%);margin:0 4px}


.social a:hover {border-color:var(--orange);color:var(--orange)}
.footer-disclaimer{padding:34px 0;font-size:11.5px;color:#808080;line-height:1.5;font-family: 'ZT Nature', sans-serif;}
.footer-disclaimer h6{color:#808080;font-size:14px;margin-bottom:10px}
.footer-disclaimer p{margin-bottom:14px; }
.footer-disclaimer a{color:var(--orange)}
.footer-bottom{border-top:1px solid rgb(255 255 255 / 20%);padding:20px 0;display:flex;justify-content:space-between;font-size:13px;color:#808080}
.footer-bottom .links a{margin-left:18px}

/* ============================================================
   INVESTOR RELATIONS
   ============================================================ */
.ir-body{display:grid;grid-template-columns:260px minmax(0,1fr);gap:40px;padding:48px 0}
.ir-nav a{display:block;padding:9px 0;color:#000000;font-size:16px;border:0;}
.ir-nav a.active{color:var(--orange);font-weight:600}
.ir-nav a.active::before {content: "";display: inline-block;background-image: url("../assets/title-left-aerrow.png");background-size: contain;background-repeat: no-repeat;width: 16px;height: 16px;margin-left: 5px;vertical-align: middle;}
.ir-nav a:hover{color:var(--text)}
.tabs-wrapper{display:flex;align-items:center;gap:12px;width:100%;margin-bottom:30px;}
.tabs-wrapper.disabled {pointer-events: none;opacity: 0.5;}
.tabs-container{flex:1;min-width:0;overflow-x:auto;overflow-y:hidden;scroll-behavior:smooth;white-space:nowrap;scrollbar-width:none;-ms-overflow-style:none;}
.tabs-container::-webkit-scrollbar{display:none;}
.tabs-list{display:inline-flex;gap:16px;padding:4px 0;}
.tabs-list .tab{display:flex;align-items:center;justify-content:center;min-width:110px;height:44px;padding:0 24px;background:#E6DFD7;border-radius:6px;text-decoration:none;color:#555;font-weight:600;flex-shrink:0;}
.tabs-list .tab.active{background:#3C2418;color:#fff;}
.arrow{width:40px;height:40px;border:none;border-radius:50%;cursor:pointer;font-size:20px;background:transparent;}
.arrow:disabled{opacity:.3;cursor:default;}
.doc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.doc-card{
  background:#fff;border:1px solid var(--border);border-radius:10px;
  padding:18px 20px;display:flex;gap:14px;align-items:flex-start;
}
.doc-card .pdf{color:var(--orange);font-size:26px;flex-shrink:0}
.doc-card .title{font-size:16px;font-weight:500;line-height:1.4}
.doc-card .meta{color:var(--muted-light);font-size:13px;margin-top:8px}
.doc-card .arrow{margin-left:auto;color:var(--muted-light)}
.doc-card .title::after {content: "";display: inline-block;background-image: url("../assets/top-right-corner-arrow.png");background-size: contain;background-repeat: no-repeat;width: 16px;height: 16px;margin-left: 5px;vertical-align: middle;}
.empty-state{
  grid-column:1/-1;text-align:center;color:var(--muted);
  padding:60px 20px;border:1px dashed var(--border);border-radius:12px;background:#fff;
}

.ir-nav-dropdown{display:none}.ir-nav-dropdown select{width:100%;height:48px;padding:0 16px;border:0;border-radius:22px;background:#fff;font-size:15px;cursor:pointer}
@media (max-width:991px){.ir-body{grid-template-columns:1fr;gap:24px}.ir-nav-list{display:none}.ir-nav-dropdown{display:block;width:94%;z-index: 1; position: absolute; margin: -100px auto 0;}
.ir-nav-dropdown::after{content:"";position:absolute;right:16px;top:50%;transform:translateY(-50%);width:20px;height:20px;background:url("../assets/dropdown-arrow.png") center/contain no-repeat;pointer-events:none}.ir-nav-dropdown select{width:100%;height:48px;padding:0 16px 0 42px;border:1px solid var(--border);border-radius:22px;background:#fff;appearance:none;-webkit-appearance:none;-moz-appearance:none;cursor:pointer}}
/* ==========================
   Tablet
========================== */
@media (max-width:991px){.ir-body{display:block;padding:30px 0}.ir-nav{display:flex;overflow-x:auto;gap:10px;margin-bottom:24px;white-space:nowrap;scrollbar-width:none;-ms-overflow-style:none}.ir-nav::-webkit-scrollbar{display:none}.ir-nav a{flex-shrink:0;background:#fff;border:1px solid var(--border);border-radius:30px;padding:10px 18px;font-size:14px}.ir-nav a.active{background:#3c2418;color:#fff}.ir-nav a.active::before{display:none}.tabs-wrapper{gap:8px;margin-bottom:20px}.tabs-list{gap:10px}.tabs-list .tab{min-width:90px;height:40px;padding:0 16px;font-size:13px}.arrow{width:34px;height:34px;font-size:16px}.doc-grid{grid-template-columns:1fr}.doc-card{padding:16px;gap:12px}.doc-card .pdf{width:22px;flex-shrink:0}.doc-card .title{font-size:15px}}@media (max-width:480px){.tabs-list .tab{min-width:80px;padding:0 14px;font-size:12px}.arrow,.doc-card .title{font-size:14px}.doc-card{padding:14px}.arrow{width:30px;height:30px}}
/* ============================================================
   SUPPORT
   ============================================================ */
.support-feature{display:grid;grid-template-columns:repeat(4,1fr);gap:0;background:var(--cream);border-radius:14px}
.support-feature .feat{padding:32px 24px;text-align:center;border-right:1px solid #ffffff}
.support-feature .feat:last-child{border-right:0}
.support-feature .icon{display:flex;justify-content:center;align-items:center;margin:0 auto 16px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin-top:36px}
.step .badge{width:46px;height:46px;border-radius:50%;background:var(--brown-900);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;margin:0 auto 16px}
.step{text-align:center}
.escalation{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:30px}
.esc-card{background:#fff;border:1px solid var(--border);border-radius:12px;padding:22px}
.esc-card .lvl{color:var(--orange);font-size:13px;font-weight:600}
.esc-card h4{font-size:17px;margin:2px 0 14px}
.esc-card .line{font-size:14px;color:var(--muted);margin-bottom:8px}
.contact-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:30px}
.contact-dark{background:var(--brown-900);color:#e8ddd2;border-radius:14px;padding:30px}
.contact-dark h4{color:#fff;margin-bottom:6px}
.contact-dark .sub{color:var(--orange);font-size:13px;margin-bottom:14px}
.contact-dark .field{font-size:14px;margin-bottom:6px;color:#cdbfae}
@media (max-width:768px){
.support-feature{display:flex;overflow-x:auto;gap:18px;padding-bottom:10px;scroll-snap-type:x mandatory;-webkit-overflow-scrolling:touch;text-align:left!important;border-radius:0}
.support-feature::-webkit-scrollbar{display:none}
.support-feature .feat{flex:0 0 85%;min-width:85%;scroll-snap-align:start;padding:20px;text-align:left;background:#fff}
.feat .icon{justify-content:flex-start}
.feat img{width:70px;height:70px}.feat b{font-size:28px;line-height:1.3}
.feat p{font-size:18px;line-height:1.7}
.support-feature .feat:first-child{margin-left:16px}
.support-feature .feat:last-child{margin-right:16px}
}
/* ============================================================
   LEADERSHIP
   ============================================================ */
/*.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;max-width:920px;margin:40px auto 0}*/
.team-grid {display: flex;flex-wrap: wrap;justify-content: center;gap: 26px;max-width: 920px;margin: 40px auto 0;}
.person {flex: 0 0 calc((100% - 52px) / 3);max-width: 280px;background: #fff;border: 1px solid var(--border);border-radius: 12px;overflow: hidden;padding: 14px;box-sizing: border-box;}
.team-grid.two{grid-template-columns:repeat(2,1fr);max-width:620px}
/*.person{background:#fff;border:1px solid var(--border);border-radius:12px;overflow:hidden;padding:14px}*/
.person img{border-radius:8px;aspect-ratio:4/4.4;object-fit:cover;width:100%}
.person .name{text-align:center;font-weight:600;margin-top:14px}
.person .role{text-align:center;color:var(--muted);font-size:13px;margin-top:2px}
.person .more{text-align:center;color:var(--orange);font-size:13px;margin-top:8px;cursor:pointer}
.values-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:36px}
.values-grid .val{text-align:center;padding:24px;border-right:1px solid var(--border)}
.values-grid .val:last-child{border-right:0}
@media (max-width:680px){
.values-grid .val{border-right:0}
}
@media (max-width:992px){
.person{flex:0 0 calc((100% - 26px)/ 2);max-width:340px}
}
@media (max-width:576px){
.person{flex:0 0 100%;max-width:100%}
}
/* ============================================================
   INSIGHTS
   ============================================================ */
.insight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}

.pagination{display:flex;gap:8px;justify-content:center;margin-top:40px}
.pagination a,.pagination span{width:38px;height:38px;border-radius:8px;display:flex;align-items:center;justify-content:center;background:#fff;border:1px solid var(--border);color:var(--muted);font-size:14px}
.pagination .current{background:var(--orange);color:#fff;border-color:var(--orange)}

/* article */
.article{max-width:760px;margin:0 auto;padding:48px 0}
.article .hero-img{border-radius:14px;margin-bottom:34px;width:100%;aspect-ratio:16/8;object-fit:cover}
.article h2{font-size:24px;font-weight:600;margin:34px 0 14px}
.article p{margin-bottom:16px;color:#3a342f}

/* contact */
.contact-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.contact-tile{background:#fff;border:1px solid var(--border);border-radius:14px;padding:34px 24px;text-align:center}
.contact-tile .ic{font-size:30px;margin-bottom:18px}
.contact-tile h3{font-size:18px;margin-bottom:10px}
.contact-tile p{color:var(--muted);font-size:16px;margin-bottom:18px}
.contact-tile a{color:var(--orange);font-weight:600;font-size:15px;text-decoration:underline;display: flex;justify-content: center;}
@media (max-width:768px){
.contact-grid{margin-top: -100px;z-index: 1;position: relative;}
}
/* terms */
.terms{max-width:860px;margin:0 auto;padding:40px 0}
.terms h1{font-size:30px;font-weight:600;margin-bottom:4px}
.terms .asof{color:var(--orange);font-size:14px;margin-bottom:30px}
.terms h2{font-size:21px;font-weight:600;margin:34px 0 14px}
.terms ul{padding-left:20px}
.terms li{margin-bottom:12px;color:#4a443e;font-size:15px}
.terms p{margin-bottom:14px;color:#4a443e}
.terms b{color:var(--text)}

/* products tabs (home) */
.tabs{display:flex;background:var(--cream-200);border-radius:12px 12px 0 0;overflow:hidden}
.tabs .tab{flex:1;padding:18px;text-align:center;cursor:pointer;border-bottom:3px solid transparent;background:var(--cream-200)}
.tabs .tab.active{background:#fff;border-bottom-color:var(--orange)}
.tabs .tab b{display:block;font-size:17px}
.tabs .tab small{color:var(--muted);font-size:13px}
.tabs .tab .title{font-size:28px}
.tabs .tab .sub-title{font-size:20px}
@media (max-width:768px){
.tabs .tab .title{font-size:16px;line-height: 20px;}
.tabs .tab .sub-title{font-size:12px}
}
.tab-panel{
  background:#fff;
  border:1px solid var(--border);
  border-top:0;
  border-radius:0 0 12px 12px;
  padding:0 38px;
  display:none}
.tab-panel.active{display:block}

.insight-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-top: 32px;
}

.insight-card {
  display: flex;
  /*width: 400px;*/
  flex-direction: column;
  background: #fff;
  border-radius: 10px;
  overflow: hidden;
  text-decoration: none;
  color: inherit;
  box-shadow: 0 1px 4px rgba(0,0,0,0.06);
  transition: transform .2s ease, box-shadow .2s ease;
}

.insight-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 20px rgba(0,0,0,0.10);
}

.insight-card__media {
  aspect-ratio: 16 / 10;
  overflow: hidden;
}

.insight-card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.insight-card .body {
  padding: 16px 18px 18px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.insight-card h3 {
  font-size: 15px;
  line-height: 1.4;
  font-weight: 600;
  margin: 0 0 14px;
  flex: 1;
}

.insight-card .foot {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 12px;
  color: #8a8a8a;
}

.insight-card .arrow {
  color: #d97b2f; /* matches the orange arrow in the mock */
  font-weight: 700;
}

.pagination {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-top: 40px;
}

.pagination a {
  width: 34px;
  height: 34px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 6px;
  text-decoration: none;
  color: #333;
  background: #fff;
  border: 1px solid #eee;
}

.pagination a.current {
  background: #d97b2f;
  color: #fff;
  border-color: #d97b2f;
}

.pagination a.disabled {
  opacity: .4;
  pointer-events: none;
}

.container--narrow {
  max-width: 760px;
  margin: 0 auto;
}

.insight-hero {
  border-radius: 10px;
  overflow: hidden;
  margin: 24px 0;
}

.insight-hero img {
  width: 100%;
  display: block;
  max-height: 420px;
  object-fit: cover;
}

.insight-meta {
  font-size: 13px;
  color: #8a8a8a;
  margin-bottom: 10px;
}

.insight-title {
  font-size: 28px;
  line-height: 1.3;
  font-weight: 700;
  margin: 0 0 24px;
}

.insight-content {
  font-size: 16px;
  line-height: 1.8;
  color: #333;
}

.insight-content h2 {
  font-size: 20px;
  margin: 32px 0 12px;
}

.insight-content p {
  margin: 0 0 18px;
}

.related-heading {
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 8px;
}
.insight-section {
    --insight-cream: #f4f1ea;
    --insight-accent: #d97b2f;
    --insight-text: #2a2a2a;
    --insight-muted: #8a8a8a;
    --insight-card-bg: #ffffff;
 
    font-family: 'Segoe UI', Arial, sans-serif;
    color: var(--insight-text);
    background: var(--insight-cream);
  }
  .insight-section * { box-sizing: border-box; }
 
  .insight-container {
    max-width: 1300px;
    margin: 0 auto;
    padding: 12px 20px;
  }
  .insight-container--narrow {
    max-width: 760px;
    margin: 0 auto;
    padding: 48px 24px;
  }
 
  /* ---------- LISTING ---------- */
  .insight-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
    margin-top: 32px;
    justify-items: center;
  }
  .insight-card {
    display: flex;
    flex-direction: column;
    background: var(--insight-card-bg);
    border-radius: 5px;
    overflow: hidden;
    text-decoration: none;
    color: inherit;
    box-shadow: 0 1px 4px rgba(0,0,0,0.06);
    transition: transform .2s ease, box-shadow .2s ease;
    cursor: pointer;
    border: none;
    text-align: left;
    font: inherit;
    padding: 0;
  }
  .insight-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 20px rgba(0,0,0,0.10);
  }
  .insight-card-media {
    aspect-ratio: 16 / 10;
    overflow: hidden;
  }
  .insight-card-media img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
  }
  .insight-card-body {
    padding: 16px 18px 18px;
    display: flex;
    flex-direction: column;
    flex: 1;
  }
  .insight-card-title {
    font-size: 15px;
    line-height: 1.4;
    font-weight: 600;
    margin: 0 0 14px;
    flex: 1;
  }
  .insight-card-foot {
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-size: 12px;
    color: var(--insight-muted);
  }
  .insight-card-date {
    color: var(--insight-muted);
  }
  .insight-card-arrow {
    color: var(--insight-accent);
    font-weight: 700;
  }
  .insight-empty-state {
    text-align: center;
    padding: 40px 0;
    color: var(--insight-muted);
  }
 
  .insight-pagination {
    display: flex;
    justify-content: center;
    gap: 8px;
    margin-top: 40px;
  }
  .insight-pagination-btn {
    width: 34px;
    height: 34px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 6px;
    text-decoration: none;
    color: #333;
    background: #fff;
    border: 1px solid #eee;
    cursor: pointer;
    font-size: 13px;
  }
  .insight-pagination-btn.insight-pagination-current {
    background: var(--insight-accent);
    color: #fff;
    border-color: var(--insight-accent);
  }
  .insight-pagination-btn:disabled {
    opacity: .4;
    pointer-events: none;
  }
 
  /* ---------- DETAIL ---------- */
  .insight-back-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: none;
    border: none;
    color: var(--insight-accent);
    font-size: 14px;
    font-weight: 600;
    cursor: pointer;
    padding: 0;
    margin-bottom: 8px;
  }
  .insight-hero {
    border-radius: 10px;
    overflow: hidden;
    margin: 24px 0;
  }
  .insight-hero img {
    width: 100%;
    display: block;
    max-height: 420px;
    object-fit: cover;
  }
  .insight-meta {
    font-size: 13px;
    color: var(--insight-muted);
    margin-bottom: 10px;
  }
  .insight-title {
    font-size: 28px;
    line-height: 1.3;
    font-weight: 700;
    margin: 0 0 24px;
  }
  .insight-content {
    font-size: 16px;
    line-height: 1.8;
    color: #333;
  }
  .insight-content p { margin: 0 0 18px; }
  .insight-content h2 { font-size: 20px; margin: 32px 0 12px; }
 
  .insight-related-heading {
    font-size: 22px;
    font-weight: 700;
    margin-bottom: 8px;
  }
 
  .insight-hidden { display: none; }

@media (max-width: 1310px) {
  .insight-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 769px) {
  .insight-grid { grid-template-columns: repeat(1, 1fr); }
}


/* ---------- responsive ---------- */
@media (max-width:980px){
  .stats-grid,.cols-4,.contact-grid,.values-grid,.support-feature{grid-template-columns:repeat(2,1fr)}
  .footer-top{grid-template-columns:1fr 1fr}
  .ir-body{grid-template-columns:1fr}
  .team-grid,.insight-grid{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:680px){
  .hero{
    padding:70px 24px 70px;
    height: 65vh;
  }
  .hero h1{font-size:30px}
  .stats-grid,.cols-3,.cols-4,.cols-2,.contact-grid,.team-grid,.insight-grid,
  .doc-grid,.escalation,.contact-cards,.steps,.values-grid,.support-feature,.footer-top,.footer-strip{grid-template-columns:1fr}
  .footer-strip > div{border-right:0;border-bottom:1px solid #2a2420}
  .footer-bottom{flex-direction:column;gap:10px}
}

/* ==========================================
   DESKTOP / MOBILE VISIBILITY
========================================== */
.timeline-desktop{position:relative;display:block;height:460px}
.timeline-dots,.timeline-mobile{display:none}

/* ==========================================
   MOBILE
========================================== */
@media (max-width:768px){

    /* Hide desktop timeline */
    .timeline-desktop{display:none}

    /* -------------------------
       Slider
    ------------------------- */

    .timeline-mobile{display:flex;overflow-x:auto;overflow-y:hidden;scroll-snap-type:x mandatory;scroll-behavior:smooth;-webkit-overflow-scrolling:touch;scrollbar-width:none;-ms-overflow-style:none;width:100%}
    .timeline-mobile::-webkit-scrollbar{display:none}
    .timeline-slide{flex:0 0 100%;width:100%;box-sizing:border-box;scroll-snap-align:start;scroll-snap-stop:always;text-align:center;padding:10px 20px 30px}

    /* -------------------------
       Year
    ------------------------- */
    .tm-year{font-size:56px;font-weight:700;color:#d98e3e;margin:0;line-height:1}

    /* -------------------------
       Tag
    ------------------------- */
    .tm-tag{display:inline-block;margin:18px 0 35px;padding:8px 22px;border:1px solid #d98e3e;border-radius:30px;color:#fff;font-size:14px;font-weight:600}

    /* -------------------------
       Horizontal dashed line
    ------------------------- */
    .tm-line{position:relative;width:calc(100% + 40px);margin-left:-20px;border-top:2px dashed #6b4a35}

    /* -------------------------
       Dot
    ------------------------- */
    .tm-dot{position:absolute;left:50%;top:0;transform:translate(-50%,-50%);width:22px;height:22px;border-radius:50%;border:1px solid #6b4a35;background:#2b1810;display:flex;justify-content:center;align-items:center}
    .tm-dot span{width:10px;height:10px;border-radius:50%;background:#d98e3e}

    /* -------------------------
       Vertical connector
    ------------------------- */
    .tm-connector{width:2px;height:70px;margin:0 auto;border-left:2px dashed #6b4a35}

    /* -------------------------
       Icon
    ------------------------- */
    .tm-icon{width:70px;height:70px;margin:0 auto 24px;border-radius:50%;background:#fff;border:3px solid #bfa37d;display:flex;justify-content:center;align-items:center;overflow:hidden}
    .tm-icon img{width:38px;height:38px;object-fit:contain}

    /* -------------------------
       Description
    ------------------------- */
    .tm-desc{max-width:320px;margin:0 auto;color:#cbb9ad;font-size:16px;line-height:1.7}

    /* -------------------------
       Pagination Dots
    ------------------------- */
    .timeline-dots{display:flex;justify-content:center;align-items:center;gap:8px;margin-top:25px}
    .timeline-dot{width:24px;height:4px;border-radius:20px;background:#6b4a35;transition:.3s;cursor:pointer}
    .timeline-dot.active{width:34px;background:#d98e3e}
}
.steps-wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:60px;margin-top:60px;position:relative}.steps-wrap::before{content:"";position:absolute;top:28px;left:16%;right:16%;border-top:2px dashed #d9a86c}.step-item{text-align:center;position:relative;z-index:2}.badge{width:56px;height:56px;border-radius:50%;background:#2b1710;color:#d97e2c;display:flex;align-items:center;justify-content:center;margin:0 auto 20px;font-size:20px;font-weight:700;box-shadow:0 0 0 8px #f4efe9}.step-content h4{margin:0 0 10px;font-size:22px}.step-content p{margin:0;color:var(--muted);line-height:1.7;font-size:16px}@media (max-width:768px){.steps-wrap{display:flex;flex-direction:column;gap:40px;margin-top:40px}.steps-wrap::before{content:"";position:absolute;top:30px;left:27px;width:2px;height:calc(100% - 60px);border-left:2px dashed #d9a86c;border-top:none}.step-item{display:flex;align-items:flex-start;gap:22px;text-align:left}.badge{margin:0;flex-shrink:0;width:54px;height:54px;font-size:20px;box-shadow:0 0 0 6px #f4efe9}.step-content{padding-top:3px}.step-content h4{font-size:24px;margin-bottom:10px}.step-content p{font-size:18px;line-height:1.6}}
.complaint-head{background:#DED7CF;border-radius:5px;box-shadow:0 2px 10px rgba(0,0,0,0.05);display:grid;grid-template-columns:1fr 2fr;padding:20px 28px}.complaint-table{display:flex;flex-direction:column;gap:18px;margin-top:40px}.complaint-header,.complaint-row{display:grid;grid-template-columns:1fr 2fr;border-radius:5px}.complaint-header{background:#ded7cf;padding:22px 28px;font-family:"DM Serif Text",serif;font-size:24px;font-weight:600}.complaint-row{gap:40px;background:#fff;padding:28px;box-shadow:0 2px 10px rgba(0,0,0,.06)}.complaint-left{padding-right:20px}.complaint-title{color:#c9791f;font-size:18px;font-weight:600;margin-bottom:24px}.info-item{display:flex;align-items:flex-start;gap:14px;margin-bottom:18px}.info-item img{width:18px;margin-top:2px}.info-label{color:#888;font-size:14px}.info-value{font-size:16px;font-weight:600}.complaint-right-title{color:#c9791f;font-size:18px;font-weight:600;margin-bottom:16px}.complaint-right ul{margin:0;padding-left:20px}.complaint-right li{margin-bottom:12px;line-height:1.8}.complaint-right li::marker{color:#c9791f}@media(max-width:768px){.complaint-header{display:none}.complaint-row{display:block;padding:0;overflow:hidden}.complaint-left{padding:20px;border-bottom:1px solid #ececec}.complaint-head{display:none}.complaint-title{background:#ded7cf;color:#333;margin:-17px -17px 20px;padding:14px 14px;border-radius:5px 5px 0 0;font-family:"DM Serif Text",serif;font-size:20px}.complaint-right{padding:20px}.complaint-right-title{font-size:18px}.info-value{font-size:15px;word-break:break-word}.complaint-right ul{padding-left:18px}.complaint-right li{font-size:15px;line-height:1.8}}
/*==============================================
    Interest Rates Section
==============================================*/
.card-title span,.section-heading .eyebrow{letter-spacing:2px;text-transform:uppercase}
.interest-rates-section{padding:100px 0;}
.interest-rates-section .container{max-width:1380px;margin:auto;padding:0 20px}
.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.section-heading{max-width:760px;margin:0 auto 70px;text-align:center}
.section-heading .eyebrow{display:inline-block;color:#d88933;font-size:15px;font-weight:600;margin-bottom:18px}
.section-heading h2{margin:0;color:#24160e;font-size:52px;font-weight:700;line-height:1.2}
.charge-item strong,.section-heading h2 span{color:#d88933}
.section-heading p{margin-top:20px;color:#666;font-size:18px;line-height:1.8}
.interest-card{position:relative;display:grid;grid-template-columns:1.2fr .8fr;gap:35px;margin-bottom:50px;background:#fff;border-radius:24px;border:1px solid #e7ded4;padding:40px;box-shadow:0 12px 35px rgba(0,0,0,.05);transition:transform .3s,box-shadow .3s;}
.interest-card:hover{transform:translateY(-5px);box-shadow:0 18px 45px rgba(0,0,0,.08)}
.interest-card:last-child{margin-bottom:0}
.interest-card:nth-child(2){animation-delay:.2s}
.interest-card:nth-child(3){animation-delay:.4s}
.interest-card::before{content:"";position:absolute;left:0;top:0;width:100%;height:5px;background:#d88933;border-radius:24px 24px 0 0}
.interest-left{display:flex;flex-direction:column}
.card-title{display:flex;align-items:center;gap:18px;margin-bottom:35px}
.icon-circle{width:70px;height:70px;border-radius:18px;background:#fff4e8;color:#d88933;font-size:34px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.card-title span{display:block;color:#d88933;font-size:14px;margin-bottom:6px}
.card-title h3{margin:0;color:#24160e;font-size:34px;font-weight:700}
.charge-list{margin:0}
.charge-item{padding:15px 0;border-top:1px solid #efe6dc;transition:padding-left .3s}
.charge-item:first-of-type{border-top:none;padding-top:0}
.charge-item dt{margin:0 0 6px;color:#24160e;font-size:22px;font-weight:600}
.charge-item dd{margin:0;color:#666;font-size:17px;line-height:1.8}
.interest-right{display:flex;align-items:stretch}
.table-card{width:100%;background:#fcfbf9;border-radius:22px;border:1px solid #e8ded3;overflow:hidden}
.table-header{padding:28px 30px;background:#fff8f1;border-bottom:1px solid #e8ded3}
.table-header h3{margin:0;color:#24160e;font-size:28px}
.table-header span{display:block;margin-top:8px;color:#777;font-size:15px}
.rate-table{width:100%;border-collapse:collapse}
.rate-table td{padding:10px 20px;border-bottom:1px solid #eee5da;transition:background .25s;vertical-align:middle}
.rate-table tr:last-child td{border-bottom:none}
.rate-table tr:hover td{background:#fff6ec}
.rate-value{color:#d88933;font-size:28px;font-weight:700;white-space:nowrap}
.rate-range{text-align:right;color:#24160e;font-size:18px;font-weight:500}

/*==================================================
        Large Laptop (1400px)
==================================================*/
@media (max-width:1400px){.interest-card{gap:30px;padding:35px}
.section-heading h2{font-size:46px}
.card-title h3{font-size:30px}}

/*==================================================
        Laptop (1200px)
==================================================*/

@media (max-width:1200px){.interest-card{grid-template-columns:1fr}
.interest-right{margin-top:20px}
.section-heading{margin-bottom:50px}}

/*==================================================
        Tablet (992px)
==================================================*/
@media (max-width:992px){.interest-rates-section{padding:80px 0}
.section-heading h2{font-size:40px}
.rate-range,.section-heading p{font-size:17px}
.card-title h3,.icon-circle{font-size:28px}
.interest-card{padding:30px;border-radius:20px}
.card-title{margin-bottom:25px}
.icon-circle{width:58px;height:58px;border-radius:16px}
.charge-item{padding:10px 0}
.charge-item dt{font-size:20px}
.charge-item dd{font-size:16px}
.table-header{padding:25px}
.rate-value,.table-header h3{font-size:24px}
.rate-table td{padding:10px}}

/*==================================================
        Mobile (768px)
==================================================*/
@media (max-width:768px){.interest-rates-section{padding:60px 0}
.interest-rates-section .container{padding:0 16px}
.section-heading{margin-bottom:40px}
.section-heading h2{font-size:32px}
.section-heading p{font-size:16px;line-height:1.7}
.interest-card{padding:22px;border-radius:18px;gap:20px}
.card-title{gap:14px;margin-bottom:20px}
.icon-circle{width:50px;height:50px;border-radius:14px;font-size:22px}
.card-title h3{font-size:24px}
.card-title span{font-size:12px;letter-spacing:1px}
.charge-item{padding:18px 0}
.charge-item dt{font-size:18px}
.charge-item dd{font-size:15px;line-height:1.7}
.table-header{padding:18px 20px}
.rate-value,.table-header h3{font-size:22px}
.table-header span{font-size:14px}
.rate-table td{padding:10px}
.rate-range{font-size:15px}}

/*==================================================
        Small Mobile (480px)
==================================================*/

@media (max-width:480px){.section-heading h2{font-size:28px}
.section-heading p{font-size:15px}
.interest-card{padding:18px}
.card-title{flex-direction:column;align-items:flex-start;gap:12px}
.icon-circle{width:46px;height:46px;font-size:20px}
.card-title h3{font-size:22px}
.charge-item dt{font-size:17px}
.charge-item dd{font-size:14px}
.table-header{padding:16px}
.rate-value,.table-header h3{font-size:20px}
.rate-table td{padding:10px}
.rate-range{font-size:14px;max-width:60%}}

/*==================================================
        Accessibility
==================================================*/

@media (prefers-reduced-motion: reduce) {

    * {
        animation: none !important;
        transition: none !important;
    }

}

/*=========================================
    LSP SECTION
=========================================*/
.lsp-section{padding:100px 0;background:#f8f5f1}
.lsp-list{display:flex;flex-direction:column;gap:32px}
.lsp-card{display:grid;grid-template-columns:40% 60%;gap:40px;background:#fff;border-radius:28px;padding:36px;border:1px solid #ece4db;box-shadow:0 12px 35px rgba(0,0,0,.05);transition:.35s;position:relative;overflow:hidden}
.lsp-card::before{content:"";position:absolute;top:0;left:0;width:100%;height:5px;background:linear-gradient(90deg,#d88933,#f5c27b)}
.lsp-card:hover{transform:translateY(-6px);box-shadow:0 18px 40px rgba(0,0,0,.08)}
.company-block{display:flex;gap:20px;align-items:center;margin-bottom:35px}
.company-icon{width:72px;height:72px;border-radius:20px;background:#fff4e9;display:flex;align-items:center;justify-content:center}
.company-label,.info-block label{display:block;text-transform:uppercase}
.company-icon img{width:34px}
.company-label{color:#d88933;font-size:14px;letter-spacing:1px;margin-bottom:8px}
.company-block h3{margin:0;color:#24160e;font-size:30px;font-weight:700}
.info-block{padding:24px;border-radius:18px;background:#fcfbf9;border:1px solid #eee4d8}
.info-block label{color:#d88933;font-weight:600;margin-bottom:12px;font-size:14px}
.info-block p{margin:0;color:#555;line-height:1.8}

/*=========================================
    RIGHT SIDE
=========================================*/
.lsp-right{display:flex;flex-direction:column;gap:24px}
.info-card{background:#fcfbf9;border:1px solid #ece4db;border-radius:18px;padding:24px}
.info-card h4{margin:0 0 18px;color:#24160e;font-size:18px}


/*=========================================
    SUPPORT ITEMS
=========================================*/
.support-list{display:flex;flex-direction:column;gap:16px}
.support-item{display:flex;gap:14px;align-items:flex-start}
.support-item img{width:18px;margin-top:2px}
.support-item a{color:#24160e;text-decoration:none;transition:.25s}
.support-item a:hover{color:#d88933}
.support-item span{color:#555}

/*=========================================
    BOTTOM GRID
=========================================*/

.bottom-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:20px}

/*=========================================
    STATUS
=========================================*/
.status-wrapper{display:flex;align-items:center}
.status-badge{display:inline-flex;align-items:center;gap:10px;padding:10px 18px;border-radius:50px;font-weight:600}
.status-dot{width:10px;height:10px;border-radius:50%}
.status-badge.active{background:#eaf9ef;color:#1f8a46}
.status-badge.active .status-dot{background:#1f8a46}
.status-badge.inactive{background:#fdecec;color:#d13c3c}
.status-badge.inactive .status-dot{background:#d13c3c}
/*=========================================
    DATE
=========================================*/
.date-box{font-size:17px;color:#555;font-weight:500;}

/*=========================================
    RESPONSIVE
=========================================*/
@media(max-width:1200px){.bottom-grid,.lsp-card{grid-template-columns:1fr}}
@media(max-width:768px){
.lsp-section{padding:70px 0}
.lsp-card{padding:24px;gap:24px;border-radius:20px}
.company-block{flex-direction:column;align-items:flex-start}
.company-block h3{font-size:24px}
.bottom-grid{grid-template-columns:1fr}
.support-item{gap:10px}
}
@media(max-width:480px){
.lsp-card{padding:20px}
.company-icon{width:56px;height:56px}
.company-icon img{width:28px}
.company-block h3{font-size:22px}
.info-card{padding:18px}
}

/* ==============================
   Performance Cards - Mobile
================================*/
/* ===== Performance section — mobile ===== */
/* Desktop (unchanged): text on the left, chart on the right */
.performance .collection-info{flex:0 0 35%}
@media (max-width:767px){
.performance .card-grid.cols-2{grid-template-columns:1fr}
.performance .card>div:last-child{flex-direction:column-reverse;align-items:stretch!important;gap:22px!important}
.performance .collection-info{flex:1 1 auto}
.performance .card>div:last-child>div:last-child{width:100%!important;height:auto!important;justify-content:center!important}
.performance .card svg{width:100%!important;max-width:300px;height:auto}
}